As low as HK$249* a year
Protection for your family up to HK$5,000,000

Home Liability provides worldwide cover for your legal liability up to HK$5,000,000 against any claim for bodily injury or property damage resulting from the negligence of you or your family members normally living with you (provided the legal proceeding is submitted to a Hong Kong court).

^*Premium does not include insurance levy collected by the Insurance Authority. For further information, please visit www.fwd.com.hk/en/insurance-levy or contact FWD Service Hotline at 3123 3123.

Protect Your Family

FWD GI provides legal liability cover for you and your family as the occupier of the home against any claim for bodily injury and property damage due to negligence.

Worldwide Protection

Provides legal liability cover for accidental bodily injury to any person or accidental loss of or damage to property within Hong Kong or elsewhere in the world in respect of temporary visits of not exceeding 90 consecutive days per each visit.

Protection for Tenant

FWD GI covers your legal liability as Tenant of the home against damage caused to the structure of the home and the landlord's fixtures and fittings, not from tenancy or other agreement and would not have attached in the absence of such agreement. (Please refer to the policy provisions for details)

Case Sharing

Selfie stick - related injuries

FWD GI provide legal liability cover for any claim for bodily injury or property damage, such as any cases arise from your use of a selfie stick while traveling overseas.

Injuries Caused by Your Domestic cat or dog

FWD GI covers legal liability for bodily injury to other people caused by your -domestic cat or dog.

Protection from flooding

FWD GI provides cover legal liability for water damage to third party property caused by bursting of pipes in your home resulting from your negligence.

Damage Of Art Pieces

FWD GI provides provide legal liability cover up to HK$5 million for any claim for property damage resulting from your negligence, e.g. damage of art pieces at a gallery due to your negligence.

* For a complete explanation of the terms and conditions for home liability insurance, feel free to contact our Service Hotline at 3123 3123.

Do you need more comprehensive protection?

You can upgrade to Easy HomeCare

by just paying HK$171 more

You'll receive extensive 'All Risks' cover: up to HK$500,000 on Household Contents as well as up to HK$100,000 for personal items (with a maximum of HK$10,000 per item). From your furniture to your frozen food, stay protected with this comprehensive plan.

Details

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The information provided in the blogs is for reference only. While FWD Life Insurance Company (Bermuda) Limited and its affiliates ("FWD") use all reasonable efforts to ensure the information is accurate, FWD makes no warranties or representations as to the accuracy or completeness of any of the information and assumes no liability for any errors or omissions thereof. FWD shall not be liable for any direct, incidental, consequential, indirect or punitive damages arising out of access to, use of or inability to use the information, or any errors or omissions in the content of this material. Users should carefully evaluate the information.